Retail Loan Origination
The Indus Retail Loan Origination System is designed to seamlessly process loans and credit card applications for banks and financial institution with the ability to automate a gamut of the origination processes through workflow activities. The system provides immense configuration and operational efficiency which enable organizations to efficiently manage a high volume retail lending business across multiple portfolios and products and acquire profitable customers.
This web enabled platform allows business users to configure Products, Workflows, Application Scorecards and Customer Communication Templets for evaluating loan applications and maintain high service levels of borrowers.
- Multi-Channel interfacing capability and an add on mobility origination module
- Graphical User Interface-based system configuration
- Business user driven workflow configuration
- Internationalized to meet a multi lingual and multi-currency environment
- Digitization capability to process application in a Paperless environment
- Ensure compliance to risk policies and eligibility calculations with a robust risk engine.
- Integrated reporting & business analytics functionality
- Ready integration with the Indus loan management system
- Seamless interfacing with any core banking system