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Lending Solutions

Lending Solutions from ECFT is a result of our three decades research & experience in the Banking Industry. The product suite is an integrated multi portfolio solution that spans acquisition, application processing, servicing & delinquency management.

Designed to be modular in nature, it can be implemented either as an integrated end to end solution or as independent modules capable of interfacing with legacy or existing host systems.  Furthermore the solution has been designed to grow as requirements grow.

The business environment & competition prevalent today is driving institutions to re-invent themselves constantly and adapt to changes if current policies and strategies do not succeed. The focus is on rapid customer acquisition, quick turnaround time & high service levels as well as identification and reduction of debt.

Automation is key and an enabler for rapid growth and continued success.

Automation of the retail business processes allows the managers that run the business to focus on strategic tasks, customer satisfaction and retention & growing business within the risk parameters that have been laid out.

AI and Integrated Data Science Technologies to optimize Customer Acquisition, Repayment Management and Debt Collections Strategies. This helps businesses proactively respond to ever changing market landscape and stay ahead of competition

Key Features of Ebix Lending Software solution:
  • Lending system is Modular, parameterizable & supports n tier application
  • Automates customer acquisition lifecycle for multiple retail products offered through multiple business channels
  • Allows launch new products and schemes, change rules on the fly and customize product offerings based their individual needs.
  • Equipped with the tools to contain risk and improve decision making
  • Tracks repayment schedules of the customer
  • Track delinquent accounts all the way from early collections to accounts that need to be resolved through legal means

Automation driven by Analytics and Machine Learning models that predicts Credit Risks, Probability of Fraud, Customer Segmentation, Profiling and Customers Behavior Models helping Implementation of Customer Acquisition, Management and Debt Collections strategies

Ebix Lending Suite consists of following modules

Retail loan Origination System

The EbixCash Lending Origination System – Retail is designed to seamlessly process loans and credit card applications for banks and financial institution with the ability to automate a gamut of the origination processes through workflow activities.

Corporate Loan Originations System

The EbixCash Lending Origination System – Corporate is a specialized commercial lending origination software solution which helps evaluate and underwrite proposals for MSME and Corporate customers with its exhaustive data intensive architecture.

Loan Management Software

The EbixCash Lending Management helps automate the servicing and management of multiple lending portfolios on a single platform. The solutions provide a comprehensive set of customer and account centric business operations.

Analytics and AI/ML Offering

For Ultimate Ebix Lending Suite Demo

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