×

Auto

Complete auto loan life cycle management with an enhanced lending and customer service experience. Supports funding multiple auto variants along with loan management and collections capabilities

Features

Dealer Networking

Master Creation of the Dealer Network

Add On Funding

Funding of relevant add on products like Insurance, Maintenance

Interfacing

Online interfacing with dealer channel for business communication

Asset Repossession

Manage asset repossession using pre-configured workflows

Multi Variant Funding

Supports funding and managing different auto variants - Cars, Two Wheeler and Commercial Vehicles

Payouts & Delivery

Consolidated dealer payouts and delivery instructions

Collection Followup

Detailed asset information to the collector for collections follow-ups

Evaluation

Master Creations and evaluation of vehicles.

Core Products

Products

Retail Loan Origination

Customer Acquisition Through
A Highly Configurable Framework...

Loan Management System

Complete Customer Servicing &
Account Management Capability...

Indus Collections

Completely Automated
Debt Management Capability...

Add On Modules

Mobility Originations

Powerful Mobility Solution
to help Acquire Customers with Ease...

Mobility Collections

Mobility Collections Capability
with Robust Compliance...

Flodox

Web-Based Digitization and Workflow
Management system...

Lead Mangement

Manage Prospect Engagement &
Communication...

Mortgage

The solutions offers customer acquisition, management and collections capabilities for all mortgage products. Customer and Property evaluation using internal and external data sources and customer evaluation against internal credit policies, credit bureaus and fraud checks

Features

De-Duplication

De-duplication of the property ownership using internal and external databases

Legal & Technical

Legal and Technical evaluation of the property

Multi Tranch

Multi tranch drawdowns based on the construction progress

Pricing & Repayment

Supports types of interest and installment rules hybrid pricing, step up and step down repayment variations

Project Funding

Project Funding and Project Advisory Services

Property Funding

Fund new homes, resale homes, loan against property and lease rental discounting

Legal Collections

Manage asset repossession using pre-configured legal workflows

Self Service

Customer self service capability using readily avaiable webservices

Asset Repossession

Manage asset repossession using pre-configured legal workflows

Core Products

Products

Retail Loan Origination

Customer Acquisition Through
A Highly Configurable Framework...

Loan Management System

Complete Customer Servicing &
Account Management Capability...

Indus Collections

Completely Automated
Debt Management Capability...

Add On Modules

Mobility Originations

Powerful Mobility Solution
to help Acquire Customers with Ease...

Mobility Collections

Mobility Collections Capability
with Robust Compliance...

Collateral Management

End to End Collateral Life cycle
Management..

Flodox

Web-Based Digitization and Workflow
Management system...

Lead Mangement

Manage Prospect Engagement &
Communication...

Credit Card

Multi channel customer acquisition capability, flexible promo code driven card configuration and automated processing capability for new and add-on card applications. Seamless interfacing capability with any card management system

Features

Acquisition

Acquire customers through multiple channels

Eligibility Calculation

Eligibility calculation through custom eligibility cards

Add On Card

Process primary and secondary cards as part othe same application

Automated rules

Automated rule based BIN number generation

Card Types

Promo Code driven card configuration

Collections Dunning

Pre-emptive dunning capability for the cards base through automated collections strategies

Processing

Straight Through processing of card applications

Seamless Interfacing

Seamless interfacing capability will all card management systems

Core Products

Products

Retail Loan Origination

Customer Acquisition Through
A Highly Configurable Framework...

Indus Collections

Completely Automated
Debt Management Capability...

Add On Modules

Mobility Originations

Powerful Mobility Solution
to help Acquire Customers with Ease...

Mobility Collections

Mobility Collections Capability
with Robust Compliance...

Flodox

Web-Based Digitization and Workflow
Management system...

Lead Mangement

Manage Prospect Engagement &
Communication...

Personal Loans

Multi channel customer acquisition flexibility along with automated decision capability through eligibility cards, application scorecards and user configurable workflow to support straight through processing

Features

Acquisition

Acquire customers through multiple channels

Collections Dunning

Pre-emptive dunning capability for deliquent and current customer

Eligibility Calculation

Eligibility calculation through custom eligibility cards

Personal Discussion

Document Personal Discussion as part of the credit appraisal

Remittance

Direct remittance to customer account

Self Service

Customer self service capability using readily available web services

Core Products

Products

Retail Loan Origination

Customer Acquisition Through
A Highly Configurable Framework...

Loan Management System

Complete Customer Servicing &
Account Management Capability...

Indus Collections

Completely Automated
Debt Management Capability...

Add On Modules

Mobility Originations

Powerful Mobility Solution
to help Acquire Customers with Ease...

Mobility Collections

Mobility Collections Capability
with Robust Compliance...

Lead Mangement

Manage Prospect Engagement &
Communication...

Flodox

Web-Based Digitization and Workflow
Management system...

Education

Creation of reference list for education institutions with approval workflows and provision to fund add on education components. Configurable moratorium period setup during the course period

Features

Tranch Disbursement

Tranch wise disbursement based on course completion

Add On Funding

Additional funding for boarding, stationary etc capped as percentage of funding

Eligibility Computation

Eligibility calculation through custom eligibility cards

Institution Evaluation

Workflows for evaluation and approval of workflows

Moratorium

Configurable moratorium period setup during the course period

Universities and Agencies

Master Creation of education agencies and course details

Core Products

Products

Retail Loan Origination

Customer Acquisition Through
A Highly Configurable Framework...

Loan Management System

Complete Customer Servicing &
Account Management Capability...

Indus Collections

Completely Automated
Debt Management Capability...

Add On Modules

Mobility Originations

Powerful Mobility Solution
to help Acquire Customers with Ease...

Mobility Collections

Mobility Collections Capability
with Robust Compliance...

Lead Mangement

Manage Prospect Engagement &
Communication...

Flodox

Web-Based Digitization and Workflow
Management system...

Consumer

Straight through processing of capability using credit bureaus and application scorecards, disburse loans in the minimum possible time through a configurable workflow engine

Features

Application Scorecards

Automated allocation of accounts and collection scorecards

Credit Bureau Integration

Automated credit evaluation through credit bureaus

Dealers & Products

Master Creation for dealer, agencies and products

Collections Dunning

Pre-emptive dunning capability for the customer base

Processing TAT

Straight through processing of consumer durable loans

Remittance

Direct remittance to dealer accounts

Subvension

Configuration and management of subvension plans

Core Products

Products

Retail Loan Origination

Customer Acquisition Through
A Highly Configurable Framework...

Loan Management System

Complete Customer Servicing &
Account Management Capability...

Indus Collections

Completely Automated
Debt Management Capability...

Add On Modules

Mobility Originations

Powerful Mobility Solution
to help Acquire Customers with Ease...

Mobility Collections

Mobility Collections Capability
with Robust Compliance...

Lead Mangement

Manage Prospect Engagement &
Communication...

Flodox

Web-Based Digitization and Workflow
Management system...

Gold

Completely digitized customer acquisition and appraisal process. Evaluation based on gold collateral type and crunched TAT with automated workflow processes and flexible repayment options

Features

Collateral Management

Lodging of additional collateral or Partial withdrawal for increase/decrease in limit

Eligibility Configuration

Eligibility based on type of gold collateral, Rate and Purity

Gold Evaluation

Perodic evaluation of gold ornaments

Pricing & Repayment

Supports types of interest and installment rules hybrid pricing, step up and step down repayment variations

Reporting

Pre configured reports for auto initiations of part payment in case of erosion of gold value

Core Products

Products

Retail Loan Origination

Customer Acquisition Through
A Highly Configurable Framework...

Loan Management System

Complete Customer Servicing &
Account Management Capability...

Indus Collections

Completely Automated
Debt Management Capability...

Add On Modules

Mobility Originations

Powerful Mobility Solution
to help Acquire Customers with Ease...

Mobility Collections

Mobility Collections Capability
with Robust Compliance...

Collateral Management

End to End Collateral Life cycle
Management..

Flodox

Web-Based Digitization and Workflow
Management system...

Lead Mangement

Manage Prospect Engagement &
Communication...

Leading Private Bank India

A new age fast growing private bank in India,  Indus successfully implemented its full scale lending solutions for customer acquisition and management for Retail, SME and Corporate business...read more

Testimonials

It gives us great pleasure to announce the successful go live of the Indus Originations, Collections and Loan Management Suite. This is a major milestone in our journey towards modernization our systems, we really appreciate the efforts of Indus to be part of ...read more

We would like to thank Indus for the continued support in improving our business processes. Your responsiveness has helped us greatly. Best wishes and looking forward to our relationship going from strength to strength.